One of the smartest things that you can ever do for yourself is to develop the habit of saving part of your salary, every single paycheck. Individuals, families and even societies are stable and prosperous to the degree to which they have high savings rates. Savings today are what guarantee the security and the possibilities of tomorrow.

Start With Yourself
The first corollary of the Law of Saving comes from the book The Richest Man in Babylon by George Classon. It is to “Pay yourself first.”

Begin today to save ten percent of your earnings, off the top, and never touch it. This is your fund for long-term financial accumulation and you never use it for any other reason except to assure your financial future.

Develop New Habits Regarding Money
The remarkable thing is that when you pay yourself first, and force yourself to live on the other ninety percent, you will soon become accustomed to it. You are a creature of habit. When you regularly put away ten percent of your earnings, you soon become comfortable living on the other ninety percent. Many people start by saving ten percent of their income and then graduate to saving fifteen percent, twenty percent, and even more. And their financial lives change dramatically as a result. So will yours.

Take Every Advantage
The second corollary of the Law of Saving says, “Take advantage of tax deferred savings and investment plans.” Because of high and even multiple tax rates, money that is saved or invested without being taxed accumulates at a rate of 30% to 40% faster than money that is subject to taxation. Self-made millionaires, according to Dr Thomas Stanley’s book The Millionaire Next Door, are almost obsessive about accumulating their funds in assets such as real estate, self owned businesses and equities that increase in value without triggering tax liabilities.

Invest in company pension and retirement plans, 401(k) plans, IRA’s, Keough Plans, Roth IRA’s, Education Investment Accounts, stock option programs and whatever else has been approved by the IRS for long term financial accumulation. Make every dollar count!

Action Exercises
Here are two things you can do to apply this law immediately:

First, begin today to put away ten percent of your earnings. Set up a special account for this purpose and treat your contributions to this account with the same respect that you do your rent or mortgage payments each month.

Second, become a lifelong student of money. Read the best books, take courses and subscribe to the most helpful magazines. Know what you are doing so you can always make intelligent decisions when you invest your funds.

How Can You Attract More Wealth and Abundance?
We are now surrounded by more wealth than at any time in our history. The real question is how do YOU gain this abundance? Brian Tracy can show you how! Become a money magnet, immediately increase your income and learn wealth building secrets. Get the knowledge you need to make your financial future an outstanding one with The Unbreakable Laws of Money Package.

Click here to get yours today!

Copyright Brian Tracy. Reprinted with permission.

Experience I Can Do It! for a day or the weekend and attend lectures from over 35 of your favorite authors. From health, nutrition, and wellness to psychics and dream interpretation, this event will energize your mind, body and spirit.

Plus, save 50% on a Pre-Conference Workshop with the purchase of a Full Conference Pass!
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Throughout the developed world, we have moved from an era of manpower to an era of mind power. We have moved from the use of physical muscles to the use of mental muscles. Today the chief sources of value in our society are knowledge and the ability to apply that knowledge in a timely fashion. In the information age, knowledge is king, and those people who develop the ability to continuously acquire new and better forms of knowledge that they can apply to their work and to their lives will be the movers and shakers in our society for the indefinite future.

When you learn and practice the techniques for rapid learning, when you join the learning revolution, you will learn how to unlock the incredible powers of your mind. You will learn how to become smarterfaster than ever before. You will learn how to become a master of your fate rather than a victim of circumstances. You will learn how to take complete control of your present and future destiny so that you can accomplish and achieve anything you want in life.

The answer to almost every question and the solution to almost every problem in the world of work is to learn and practice something new and different. When you learn how to use the incredible power of your brain to absorb and apply new ideas and information, you will be able to lead the field and rise to the top of any profession or occupation.

Here’s another question for you: What is your most valuable asset? In terms of cash flow, what is the most valuable thing you have? Well, unless you are very rich, or have a family trust account, your most valuable asset is your “earning ability.” It is your ability to earn money. It is your ability to apply your knowledge and skill in a timely fashion to get results for which others will pay.

Specific knowledge and specific skills will become obsolete with the passing of time, but learning how to learn is a permanent skill that you can use all the days of your life. The people who join the learning revolution, and who learn how to learn faster, like those people who first learned how to operate computers, or learned how to become excellent in their fields, will be able to earn more in one or two years of work than the average person earns in perhaps five or ten years.

By joining the learning revolution, you will enhance every area of your life. You will be able to help your spouse and your children unlock and realize more of their individual potentials. You will be a better friend in helping your friends use more of their abilities. And you will be a better manager, developing the skills that will enable you to get far more out of yourself and other people than ever before.

Copyright Brian Tracy. Published with Permission

Brian Tracy University — where you can learn exclusively from Brian Tracy to reach your goals faster — Enroll Today!

If you pre-order now, you’ll receive a free 2-hour workshop download so you can immediately begin to draw connections between your own life and Dr. Dyer’s teachings. Don’t pass over this opportunity to hear Dr. Dyer help you find the meaning, and passion, in your life!
Click here to view all Pre-Order Specials »

Wayne presents a compendium of conscious and subconscious crutches employed by virtually everyone, along with ways to cast them aside once and for all. You’ll learn to apply specific
questions to any excuse, and then proceed through the steps of a new paradigm.

You’ll ultimately realize that there are no excuses worth defending—and the joy of releasing them will resonate throughout your very being and you’ll awaken to the life of your dreams.

When you pre-order Excuses Begone, you will automatically be entered to win a trip to Maui for Dr. Dyer’s weekend intensive!

Pre-order Now »

The I Can Do It! Toronto Conference is April 2-5, 2009
The I Can Do It! San Diego Conference is April 30 – May 3, 2009
And the I Can Do It! at Sea Alaskan Cruise is July 11 – 18, 2009

You can now register for these events now with prices starting at just $50.

Spend the weekend getting inspired and expanding your mind with help from some of today’s most inspiring authors in a unique setting.

You’ll have more than 30 new sessions to choose from, and you can meet your favorite authors and see them live. Choose to spend one day or an entire weekend, with optional pre-conference workshops.

You’ll also enjoy feature presentations of Wayne Dyer’s new movie: Ambition to Meaning: Finding Your Life’s Purpose and Louise L. Hay’s movie, You can Heal Your Life.

Learn more about I Can Do It! Conferences and check for today’s special pricing here

Or see all

Hay House Lectures and Events

Hay House is one of the fastest-growing transformational and self help publishers in the world, committed to publishing products with a positive personal growth perspective. Hay House authors include Suze Orman, Deepak Chopra, Iyanla Vanzant, Wayne Dyer, Marianne Williamson and many more.

In 2005, Hay House launched a radio station, Hay House Radio: Radio for Your Soul, which is broadcast globally via the Internet.

The Wisdom Community is a brand new part of the Hay House enterprise. As a charter member, you can join the Wisdom Community for the annual price of $48 – that’s 4 bucks a month – (and, at the time of this writing), you will also get a free copy of Louise Hay’s You Can Heal Your Life standard version DVD when you join. (That’s a $19.95 value).  Join here >

Then you’ll have immediate and unlimited access to thousands of hours of powerful and inspiring Hay House Radio show archives (dating back to 2005 and all commercial free).

You can download or stream them to your computer and/or mp3 and listen again and again. It’s really remarkable. I just cleaned the house listening to the wise words of Wayne Dyer.

You’ll also get exclusive content and broadcasts that aren’t available to the public. Each month, you’ll get a free monthly replay of one Live Online Special Event with Hay House authors (a $240 value).

You’ll also get discounts on seminars, events, even Hay House products: 30% off almost all products including books, CDs, DVDs, kits, cards, calendars, and other store items. And you’ll get 10% off events that feature your favorite Hay House authors in person (except for cruises). When you login to your account, the discounts will automatically apply.

If you love spiritual growth books and DVDs, you’ll love this. Check it out >

Keep in mind that this group of 1,125 people includes people who had major help along the way:  Many were born with it, inherited it, or had every advantage while growing up.

In the history of billionaires, Bill Bartmann stands alone.  He’s the only former homeless person and gang member ever to have made a billion dollars.

Bill has another distinction:  Of all the firms EVER to be on Inc. Magazine’s “500 Fastest-Growing Companies” list, only Microsoft grew as fast for as long as Bill Bartmann’s company did.

But Bill Bartmann once worked in a slaughterhouse.  He was an alcoholic at age 17.  And at one point Bill was paralyzed from the waist down.  Yet Bill discovered a different way of thinking and acting that enabled him to overcome all of that, and become a self-made billionaire.

He went from eating out of dumpsters and living under a bridge viaduct, to having after-tax, take-home pay in a single year of more than $100 million and being listed as the 25th richest person in America.

Now Bill is coaching others in how to succeed in business. His true passion right now is to show others his special techniques for overcoming any challenge and being as successful as they want to be.

Muhammad Ali has said, “Bill is the Greatest at helping people recognize and discover the champion hiding inside.  He teaches people how to knock out the negatives in their lives.”

And now Bill Bartman is launching a one-of-a-kind online service, called his “Billionaire Business System.”

This is not a one-size-fits-all deal.  Instead, Bill has built a mentoring tool that provides you with targeted advice on many individual topics.

Are you already running a business but not sure what’s the best way to secure financing for your next stage of growth?  Bill covers that topic.  Not even sure if business is right for you?  He has a video session just about that.

The Billionaire Business System has almost two dozen topics, and is constantly growing.

See for yourself why the Smithsonian Institution has a permanent display about Bill’s achievements and why Harvard Business School studies Bill’s techniques.

Bill Bartmann Billionaire Business School

The I Can Do It! Toronto Conference is April 2-5, 2009
The I Can Do It! San Diego Conference is April 30 – May 3, 2009
And the I Can Do It! at Sea Alaskan Cruise is July 11 – 18, 2009

You can now register for these events now with prices starting at just $50.

Spend the weekend getting inspired and expanding your mind with help from some of today’s most inspiring authors in a unique setting.

You’ll have more than 30 new sessions to choose from, and you can meet your favorite authors and see them live. Choose to spend one day or an entire weekend, with optional pre-conference workshops.

You’ll also enjoy feature presentations of Wayne Dyer’s new movie: Ambition to Meaning: Finding Your Life’s Purpose and Louise L. Hay’s movie, You can Heal Your Life.

Learn more about I Can Do It! Conferences and check for today’s special pricing here

Or see all

Hay House Lectures and Events